December 3, 2016

When people consider filing bankruptcy, they naturally would like the whole thing over as fast as possible. No one wants to pay into a three- to five-year repayment plan unless it’s necessary. Fortunately, if you file for Chapter 7 bankruptcy, you don’t have to, because unlike Chapter 13 bankruptcy, you aren’t required to make payments to your creditors. If you’re eligible, you get to keep, or “exempt,” property, such as a simple car and household belonging...

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