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December 1, 2016

Most individuals file Chapter 7 or Chapter 13 bankruptcy. The chapter you choose will depend on your particular needs and financial qualifications.

Chapter 7 bankruptcy quickly discharges (wipes out) certain types of debt, such as credit card balances, medical bills, and personal loans. Although you won’t need to pay into a repayment plan, you might have to give up some of your property. Also, Chapter 7 bankruptcy doesn’t help you keep a house or car if you’...

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